Your Local Lender

  • Photo ID
  • W-2s for the past two years
  • Current Pay Stubs for the past month, showing year-to-date earnings
  • Personal & Business Federal Tax Returns for the past 2 years (including all schedules and all pages) for self-employed or rental income
  • Current Bank Statements for the past 60 days (all pages) showing your full name, account number and available balance showing enough funds to cover your cash needed to close
  • Current Retirement Account Statements
  • If you are selling a previous home: Please provide your signed Sales Contract and/or signed Closing Disclosure reflecting your net proceeds.
  • Real Estate Purchase Contract (signed by all parties)
  • Copy of your Earnest Money Check (if applicable)
  • Appraisal Fee ($500) to initiate the appraisal process
  • Name of the Title Company handling your closing (when determined) – please note that you will need to Wire funds or provide a Cashier’s Check made payable to the Title Company for your total cash to close…a personal check will not be accepted.
  • Proof of Homeowner’s Insurance (for all properties owned)


If applicable please provide the following:

  • For Social Security, Retirement or Disability Income that will continue for a minimum of 3 years – please provide your Awards Letter and 3 months of Bank Statements documenting monthly income deposits.
  • If you own Rental Property: Please provide Current Lease Agreements
  • Gift Funds Documentation If you are using Gift Funds for your Down Payment or Closing Costs:  In addition to a signed Gift Letter, please provide a copy of the cleared Gift Check or Wire Receipt from the Donor’s account.  Also, please provide your current Bank Statement showing the deposit as available for withdrawal.  The donor can also Wire funds or submit a Cashier’s Check directly to the Title Company to be applied at your closing.
  • If you are applying for a VA Loan: Please provide your Form DD214
  • Immigration Employment Papers: If you are not a US Citizen please provide your Green Card/Visa/Employment Authorization Card, etc…
  • Bankruptcy Petition: If you have filed for Bankruptcy please provide your Bankruptcy Petition (all pages), Discharge Documents, and a written explanation of the filing.

document checklist

Joel Jewell

Market President  |  Mortgage Lender

​Direct: 479.695.3702  Cell: 479.435.1130
joel.jewell@iberiabank.com​​

​NMLS ID#419430

​​Joel Jewell

A properly documented loan application will make your loan approval process go smoothly.  This checklist will help you gather your paperwork. Once your preliminary mortgage approval is in place my staff will require these items in a timely manner to process and formally approve your mortgage.  Feel free to email any of these documents to us.  Otherwise, our secretary will be happy to makes copies for you at our office.